HEALTH INSURANCE

 

“Your health your wealth”

Having a health insurance is like having a security and it will protect you from health and financial risks.

No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and offers many other important benefits.

Why should you have a health insurance?

1. Health insurance covers essential health benefits critical to maintaining your health and treating illness and accidents.

2. Health insurance protects you from unexpected, high medical costs.

3. You pay less for covered in-network health care, even before you meet your deductible.

4. You get free preventive care, like vaccines, screenings and some check-ups even before you meet your deductible.

5. Have a health plan and commit to and it will protect you against any health challenges or problems.

The benefits of having health insurance

1. Financial protection: Health insurance offers financial protection against unexpected and expensive medical expenses, in case of a medical emergency, the insurance company will cover the medical bills up to the sum insured, which can help you avoid significant burden.

2. Cashless hospitalisation: Many health insurance plans offers cashless hospitalisation, where the insurance company directly settles the medical bills with the hospital, without you having to pay any money out of your pocket.

3. Coverage of pre-existing conditions: Some health insurance plans offer coverage for pre-existing medical conditions, which means you can get coverage for any medical expenses related to your pre-existing conditions.

4. Coverage for critical illnesses: Many insurance plans offer coverage for critical illnesses, such as cancer, heart attack and stroke, which requires expensive medical treatment.

5. Coverage for alternative treatments: Some health insurance companies might have expensive plan or offers but these plans or offers may cover expensive risks related to different health conditions.

6. Preventive healthcare: Many health insurance plans offer coverage for preventive healthcare services such as, annual health check-ups and vaccinations, which can help you stay healthy and prevent the onset of illnesses.

7. Maternity coverage: Some insurance companies offer coverage for maternity-related medical expenses, including pre and post-natal care, delivery and hospitalisation expenses.

8. Network hospitals: Most insurance companies work or have a network of hospitals where you can avail yourself for treatment, check-ups and hospitalisation at a cashless cost.

9. Peace of mind: Health insurance can provide peace of mind, knowing that you and your family are covered against unexpected medical expenses, and you can focus on your recovery without worrying about health expenses or financial burden, that you had to incur if you didn’t have health insurance.