MEDICAL INSURANCE

 YOUR INVESTMENT IN HEALTH AND WELL-BEING

When we look at human life we all know that there are a few inevitable truths we are bound to age, health complications that might hit us unexpectedly. Benjamin Franklin said “In this world nothing is certain except death and taxes.” Let’s talk about compacting a few of those hard uncertainties into something a little bit more manageable

What is medical insurance?

In the simplest metaphoric terms, think of medical insurance like your trusty go to multi-purpose tool that lives in the glove compartment of your car. You might not use it daily but when a problem arises, you will be darn well pleased that it is there. Why? Because it is equipped to handle a multitude of unexpected issues cheaply and effectively.

Medical insurance – is a contract between you and the insurance company. You pay a regular premium and in return the insurance will commit to bearing a significant portion (sometimes all) of your medical expenses when the need arises. This covers emergencies, routine check-ups, hospital care, prescription medications and much more.

Imagine breaking your arm and facing a hefty medical bill. Well with medical insurance that bill will be taken care off, leaving you more free and happy and you will have nothing to worry about.

How does medical insurance work?

Medical insurance is like a coach to a well-played football game. It is all about strategy and understanding the rules.

First do your research on which insurance companies offer medical insurance, then chose plan or premiums are you going to pay either monthly, quarterly or annually. By purchasing a health insurance. This will provide you with a security blanket against unexpected medical expenses.

Important of having medical insurance

Medical insurance is like a hefty parachute strapped to your back when you are about to skydive. It might feel like an unnecessary burden when you are safe within the aeroplane, but once you are free-failing from 10,000 feet high in the sky. You will be immensely grateful for its existence. Medical emergencies can appear out of thin air and hit you hard with the costs that are associated with treating sickness, accidents, chronic illnesses or even routine check-ups can deplete your hard-earned money or savings. Medical insurance plays a vital role in preventing financial disaster by covering most if not all, of the treatment costs.

Having a medical insurance cover or plan will help in health maintenance. Regular screenings and preventive care can be comfortably addressed without the dread of hefty bills. Like an account manager to your physical well-being, a good medical insurance plan helps you to keep track of your health, it also helps you to manage your health, allowing timely interventions when needed.

Having a medical insurance, you get the peace of mind when the need arises, and also paying medical bills is priceless when you have a medical insurance. Just imagine the sense of being equipped to endure any health related difficulty that might come on your way, so having a medical insurance you are guaranteed of happiness and support when you are faced with difficulty in matters related to your health.

Having a medical insurance is like having an umbrella during rainy season, because an umbrella will cover you from the rain when the rain is pouring, and it will also give you freedom and a sense of peace and comfort when everyone is running towards the shade. But in the event they are getting wet and they are uncomfortable in walking in the rain.

The realty of medical insurance is its protection, its preparation and its peace of mind. At the end of the day it is not just an investment in your health, but an investment in your overall quality of life.

NOTE: Before buying any medical insurance make sure you have done your dueduligance or do your research on what kind of hospital, how much premium are you going to contribute every week, month, quarterly or yearly, accessibility of the hospital, the kind of services offered on the hospital and does the insurance company and the hospital that you chose work together? With all these questions on you head make sure you get the right answers to these quations.